a house insured against damage by flood was burnt down and the owner had no claim. which of the following principles prevented him from making a claim
Question 1 Report
a house insured against damage by flood was burnt down and the owner had no claim. which of the following principles prevented him from making a claim
Answer Details
The principle that prevented the owner from making a claim in this scenario is the principle of "proximate cause." This principle requires that the loss or damage must be caused by the peril that the insurance policy covers. In this case, the policy covered damages caused by flood, not fire. Therefore, since the cause of the loss was not due to the insured peril, the owner had no valid claim under the principle of proximate cause.
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