The insurance policy which covers damages to the body of a ship is

The insurance policy that covers damages to the body of a ship is called "hull insurance". It is a type of marine insurance that covers the physical damage to the ship's hull and machinery, as well as any attached equipment. This insurance policy provides coverage against perils such as collision, fire, explosion, and piracy. The hull insurance is usually taken out by ship owners to protect their vessels against these perils and ensure that they are compensated for any damages that may occur during the course of their operations.