The expert who calculates premium for an insurance policy is?

The expert who calculates the premium for an insurance policy is an actuary. Actuaries are professionals who use statistical and financial analysis to evaluate the likelihood of risks and uncertainties associated with insurance policies. They analyze data, assess risks, and calculate the premiums that are charged to policyholders. Actuaries use a variety of mathematical and statistical techniques to make these calculations, taking into account factors such as the age, health, and lifestyle of the policyholder, as well as the type and level of coverage requested. The role of an actuary is essential to the insurance industry, as they help ensure that premiums accurately reflect the risk associated with a particular policy. This helps to ensure that insurance companies can remain financially stable and able to meet their obligations to policyholders.