A cheque for which payment is refused due to insufficient funds is a

A cheque for which payment is refused due to insufficient funds is called a "dishonored cheque". When you write a cheque, you are instructing your bank to pay a certain amount of money to the person or organization you are paying. However, if you do not have enough money in your account to cover the amount of the cheque, the bank will not be able to make the payment. This results in the cheque being returned to the recipient with a "dishonored" stamp on it, indicating that the payment has been refused. This can result in fees and penalties for both the issuer and the recipient of the cheque. Therefore, it is important to ensure that you have sufficient funds in your account before writing a cheque to avoid having it dishonored.