Mr Chidi insured his house against fire. The house was destroyed by flood. Which of the following principles prevented him from being compensated?

The principle that prevented Mr. Chidi from being compensated for the damage to his house is "proximate cause." Proximate cause is a fundamental principle in insurance that states that an insurer is only liable for losses caused by perils that are covered by the insurance policy. In this case, Mr. Chidi's insurance policy only covered damage caused by fire, not flood. Since the flood was the proximate cause of the damage, rather than fire, the insurance company is not responsible for compensating Mr. Chidi. Uberrimae fidei refers to the principle of utmost good faith, which requires both the insurer and the insured to disclose all relevant information. Subrogation refers to the principle that allows an insurer to assume the rights of the insured to pursue legal action against a third party responsible for the loss. Indemnity refers to the principle of compensation for the actual amount of loss suffered. Insurable interest refers to the principle that the insured must have a financial interest in the property or person being insured.