The major factors that facilitate merchandising are

The major factors that facilitate merchandising are banking, insurance, and transportation. Banking provides financial services like loans, overdrafts, and account management, which are necessary for businesses to operate and grow. Insurance protects businesses against unforeseen risks, like fire, theft, or damage to goods during transit. Transportation is crucial in moving goods from one place to another, and it includes modes like road, rail, air, and sea transport. Together, these factors make it easier for businesses to produce, store, and sell their goods, which facilitates the process of merchandising.