Mr Aderemi owns a car which was insured under comprehensive policy. while insuring the car, he did not inform the company that his wife who have no driving ...
Question 1 Report
Mr Aderemi owns a car which was insured under comprehensive policy. while insuring the car, he did not inform the company that his wife who have no driving licence also drives the car. the wife while driving the car, came face to face with rioters who damaged the car.
what is the proximage cause of the damage to the car
Answer Details
The proximate cause of the damage to the car is riot because it is the direct cause of the damage. The fact that Mr Aderemi did not inform the company that his wife who had no driving licence also drives the car may be seen as misrepresentation which could result in the insurer refusing to pay the claim. However, in this case, it is not the direct cause of the damage to the car. Inexperienced driving or reckless driving by Mr Aderemi's wife may also have contributed to the accident, but the direct cause of the damage to the car is the riot.
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