One advantage of a crossed cheque is that it can only be paid into the owner's account. When a cheque is crossed, two parallel lines are drawn across its face, and this signifies that the cheque can only be deposited into the bank account of the person named on the cheque. This makes crossed cheques more secure and reduces the risk of fraud or theft since only the account holder whose name is on the cheque can receive the funds. Therefore, crossed cheques are a safer and more secure way of making payments compared to open cheques, which can be cashed by anyone.