A customer who wishes to withdraw an amount greater than the balance in his current account would apply for?

A customer who wishes to withdraw an amount greater than the balance in his current account would apply for an overdraft. An overdraft is a type of loan that allows a customer to spend more money than they have in their account, up to a certain limit set by their bank. This type of loan is often used to cover unexpected expenses or to make purchases when there is not enough money in the account. The customer is then required to repay the overdraft, usually with interest, once their account balance is back in the positive. An overdraft is different from a loan, which is a set amount of money that a customer borrows and must repay over a fixed period of time, and a credit transfer, which is a transfer of funds from one account to another.