Non-insurable risks refer to those risks which cannot be insured against. These risks include gambling because the outcome of gambling is uncertain and cannot be predicted. Damage to property can be insured against, but certain types of damage such as damage caused by natural disasters like floods, earthquakes, and hurricanes may not be insurable. Death is also a non-insurable risk because it is inevitable and cannot be prevented. Finally, marine problems may also fall under non-insurable risks because the sea is unpredictable and certain types of damages, such as those caused by pirates, may not be insurable.