The principle of subrogation in insurance means that?

The principle of subrogation in insurance means that the insurance company can take the place of the insured person in order to recover the amount of money paid out for a claim from a third party who was responsible for the loss or damage. For example, if your car is damaged in an accident caused by another driver, your insurance company can pay for the repairs and then try to recover the cost from the driver who was at fault. This principle helps to ensure that the insured person is fully compensated for their loss and that the responsibility for the loss is properly assigned to the party responsible.