A household budgeting app models monthly savings, in pounds, as \(S = \dfrac{t^{2}-9}{t-3}\), for \(t \gt 3\), where \(t\) is the number of months since the...

Assessment: Mathematics Specification A 4MA1 | Paper 4 Mock 01 | Structured / Short Answer Subject: Mathematics Specification A - 4MA1

Question 1 Report

A household budgeting app models monthly savings, in pounds, as \(S = \dfrac{t^{2}-9}{t-3}\), for \(t \gt 3\), where \(t\) is the number of months since the account opened.

  1. Simplify \(S\) fully by factorising the numerator. (2)
  2. Using the simplified form, work out \(S\) when \(t=9\). (1)
  3. The app adds a fixed joining bonus of \(\pounds15\) to \(S\). Write an expression for the total amount \(T(t)\), in its simplest form. (1)
  4. The household wants \(T(t)=50\). Solve to find \(t\). (2)
  5. State, with a reason, whether this value of \(t\) is realistic within a 2-year (24-month) savings plan. (1)

Answer Details

(a) The numerator, \(t^{2}-9\), is a difference of two squares, since \(9=3^{2}\), so it factorises as \((t-3)(t+3)\). Cancelling the common factor \((t-3)\) with the denominator (valid since \(t>3\) means \(t-3\) is never zero) gives \(S=t+3\). [2 marks]

(b) Substituting \(t=9\) into the simplified form: \(S=9+3=12\). [1 mark]

(c) Adding the fixed \(\pounds15\) joining bonus to \(S\): \(T(t)=(t+3)+15=t+18\). [1 mark]

(d) Setting \(T(t)=50\): \(t+18=50\), so \(t=32\). [2 marks]

(e) Since \(t=32\) months is longer than the \(24\)-month savings plan being considered, this value of \(t\) is not realistic within that plan. [1 mark]

The restriction \(t>3\) given in the question is exactly what makes the cancellation in part (a) valid; without it, \(t=3\) would need special treatment, since the original fraction would be \(\dfrac{0}{0}\) there.

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