The claims on Kayode's shop would be paid by Musa and Okon Insurance Company if Kayode's shop was insured with them.
Insurance companies provide financial protection to their policyholders in case of certain events, such as damage to property, theft, or accidents. In exchange for a premium, the insurance company agrees to compensate the policyholder for covered losses.
In this case, if Kayode purchased an insurance policy from Musa and Okon Insurance Company, and the damages to his shop are covered under the policy, then the insurance company will pay for the claims. If Kayode did not have an insurance policy, or if his policy did not cover the damages to his shop, then he will have to bear the financial burden of the losses himself.
It is important to note that Mr. Adekunle is not mentioned as an insurance company, so it is unlikely that he would be responsible for paying the claims.