The document used by the insurer to ask questions about a risk to be covered is

The document used by the insurer to ask questions about a risk to be covered is the proposal form. A proposal form is a document used by the insurer to gather information about the person or property to be insured. The form typically asks questions about the nature of the risk, such as the type of property, its location, its use, and any potential hazards or risks associated with it. The information gathered from the proposal form is used by the insurer to determine the level of risk associated with the property or person and to calculate the premium that will be charged for the insurance coverage. Therefore, it is an important document that helps insurers to assess the level of risk associated with an insurance policy.