If Ade issues a Union Bank cheque to Chukwu, the Union Bank is the

If Ade issues a Union Bank cheque to Chukwu, the Union Bank is the drawee. In cheque transactions, the drawee is the bank on which the cheque is drawn. The drawer is the person who writes and signs the cheque (in this case, Ade). The payee is the person to whom the cheque is payable (in this case, Chukwu). When Chukwu presents the cheque for payment at the Union Bank, the bank will verify if Ade has sufficient funds in his account to cover the cheque amount. If Ade has sufficient funds, the Union Bank will pay the cheque amount to Chukwu. If Ade does not have sufficient funds, the cheque will be dishonored and the Union Bank will not pay the cheque amount to Chukwu. Therefore, in this scenario, the Union Bank is the drawee, because it is the bank on which the cheque is drawn and where Chukwu will present the cheque for payment.