Rural farmers mostly obtain loans from

Rural farmers mostly obtain loans from money lenders. Money lenders are individuals or small businesses that lend money to people in exchange for a fee or interest. In rural areas, many farmers do not have access to traditional banking services, such as merchant banks, and may not qualify for loans from the government or international monetary fund. As a result, they often turn to money lenders who are willing to lend them money, even though the interest rates are usually high. Money lenders are often seen as a last resort for farmers who need capital to invest in their farms or to cope with unexpected expenses.