which of the following is a function of commercial banks?

The function of commercial banks is to accept deposits from customers, which they then use to lend out to borrowers in the form of loans. This is known as the primary function of commercial banks. By accepting deposits, commercial banks provide a safe place for customers to store their money and earn interest on their savings. They also provide loans to businesses and individuals to help them finance investments or purchases. Commercial banks do not issue currencies; that is the function of the central bank. The central bank also serves as the bankers' bank, not commercial banks. Commercial banks do not determine the rate of interest; they adjust their rates based on market forces. Lastly, the increase of time in learning a trade is not a function of commercial banks.