Long-term loans can be secured from development banks. Development banks are financial institutions that provide long-term loans to businesses and governments for development projects such as infrastructure, education, and healthcare. Unlike commercial banks that mainly provide short-term loans, development banks have a specific mandate to provide long-term financing to support economic development. They often offer lower interest rates and longer repayment periods compared to other financial institutions. Therefore, businesses and governments looking for long-term financing to invest in development projects often turn to development banks as a source of funding.