Risks on commercial farms could result from crop failure. Crop failure can be caused by various factors, such as extreme weather conditions, diseases, pests, and inadequate soil fertility. When crops fail, farmers may experience significant losses, including reduced income and profits, increased debt, and decreased food security. It is therefore important for farmers to implement risk management strategies, such as crop insurance, diversification of crops, and good agricultural practices, to minimize the impact of crop failure on their businesses.