The internet is a system of telecommunication used for

Communicating long distance messages

Sending and receiving text messages

Communicating messages through telegrams

Sudden technological changes can have the effect of making?

a company's management style ineffective

the control mechanism difficult to implement

the motivational factors in the company difficult to monitor

Bank overdraft as a short term source of fund is

Grade to a newly opened account

Repayable after more than a year

Why is clear bill of lading called so?

It shows no records of damaged goods

It shows records of damaged goods

It shows no records of damaged goods

JAMB UTME - Commerce - 2018 | Green Bridge CBT

Pergunta 1 Relatório

Money is generally acceptable for transaction due to

The rule of the law

Its acceptability in the global market

The legal backing Resposta correta

The central bank’s Governor’s signature

Detalhes da Resposta

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Pergunta 2 Relatório

A debenture holder is entitled to

Dividend

Interest Resposta correta

commission

Profit

Detalhes da Resposta

A debenture holder is entitled to receive interest on the amount of money they have lent to the company by purchasing a debenture. The interest rate and payment schedule will be set out in the debenture agreement. Unlike shareholders, debenture holders do not have an ownership stake in the company, so they are not entitled to receive dividends, commissions, or a share of the profits. Their return on investment is limited to the interest payments specified in the debenture agreement, and they have no say in the management of the company.

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Legal Aspects Of Business

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Pergunta 3 Relatório

Consumer sovereignty means that the consumer is?

a citizen

always independent

always wrong

always right Resposta correta

Detalhes da Resposta

Consumer sovereignty means that the power is in the hands of the consumers, and that the market is driven by their wants and needs. This means that companies and producers must take into account what consumers want and need in order to be successful. Consumers have the final say in what is produced and what is not by choosing what to buy and what not to buy. This does not mean that consumers are always right or always independent, but it does mean that their choices and decisions play a major role in shaping the market.

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Commerce

Trade

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Pergunta 4 Relatório

Which of the following regulates and controls the activities in the Nigeria Stock Exchange?

SEC Resposta correta

CBN

BPE

NDIC

Detalhes da Resposta

The regulatory body that controls and oversees the activities in the Nigeria Stock Exchange is the Securities and Exchange Commission (SEC). SEC is a government agency responsible for regulating the Nigerian capital market to ensure fair and transparent trading of securities. It also ensures that companies seeking to raise capital by listing their shares on the stock exchange follow proper procedures and disclosure requirements. In simple terms, SEC is the watchdog of the Nigerian stock market, ensuring that everything is done in a fair and transparent manner for the protection of investors.

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Stock Exchange

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Pergunta 5 Relatório

The insurance principle that requires full disclosure of information on the insured is known as ?

indemnity

caveat emptor

subrogation

uberrimae Fidel Resposta correta

Detalhes da Resposta

The insurance principle that requires full disclosure of information on the insured is known as "uberrimae Fidel". This Latin term can be translated to "utmost good faith", and it means that both the insurance company and the insured have a duty to be honest and transparent with each other. When applying for insurance, the insured must disclose all relevant information about their situation, such as any pre-existing medical conditions or risky activities they engage in. This helps the insurance company to accurately assess the risk of insuring that individual and set the appropriate premium. In turn, the insurance company has a duty to be honest about the coverage they provide and any exclusions or limitations in the policy. This principle of utmost good faith ensures that the relationship between the insured and the insurer is based on trust and fairness.

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Legal Aspect Of Business

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Pergunta 6 Relatório

The share capital value that forms part of the balance sheet total is the

issued share capital Resposta correta

called-up share capital

authorised share capital

paid-up share capital

Detalhes da Resposta

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Legal Aspects Of Business

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Pergunta 7 Relatório

The progragramme that makes up the operating system in a computer system is called?

system software Resposta correta

micro program

syntax

system flow-chart

Detalhes da Resposta

The programme that makes up the operating system in a computer system is called system software. The operating system is a critical part of a computer system, as it manages the computer's hardware and software resources, and provides a user interface for interacting with the computer. The system software is a collection of programmes that make up the operating system, including the kernel, device drivers, system utilities, and other components. The kernel is the core of the operating system, responsible for managing memory, processing tasks, and handling input/output operations. Device drivers are programmes that allow the operating system to communicate with hardware devices such as printers, scanners, and network adapters. System utilities are programmes that help users manage and configure the computer system, such as file managers, system settings, and security tools. Micro programs and syntax are not typically used to refer to the programmes that make up the operating system. Micro programs are low-level instructions that are stored in the computer's firmware and used to control the processor's operation, while syntax refers to the rules and structure of a programming language. Similarly, a system flow-chart is a visual representation of the flow of operations in a computer system, but it is not a programme that makes up the operating system.

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Information And Communication Technology (ict)

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Pergunta 8 Relatório

One of these is a current asset

Fittings

Machineries

Motor vehicles

stock Resposta correta

Detalhes da Resposta

The current asset in this list is "stock". Current assets are assets that are expected to be converted into cash within one year or one operating cycle, whichever is longer. Stock, also known as inventory, is a current asset because it represents goods that a company has on hand and expects to sell within one year. Fittings, machineries, and motor vehicles are not current assets because they are long-term assets that a company expects to use for more than one year in its operations. Fittings refer to equipment used in a business, such as furniture and fixtures, that are not expected to be sold as part of the company's regular operations. Machineries and motor vehicles are fixed assets used in production or for transportation, respectively.

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Production

Commerce

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Pergunta 9 Relatório

Erroneous real arrangement of financial figure such as writing N624 as N264 is called?

ommission

commission

transposition Resposta correta

principle

Detalhes da Resposta

The erroneous real arrangement of financial figures, where the digits are mistakenly swapped or reversed, is called transposition. For example, if the correct figure is N624 but it is mistakenly written as N264, this is a transposition error because the digits '2' and '6' have been switched or transposed. Transposition errors are a common type of mistake in financial calculations and accounting, and they can lead to significant errors in financial reports and transactions. To avoid transposition errors, it is important to double-check all financial figures and calculations, and to use tools such as calculators and spreadsheets to help minimize the risk of errors. Additionally, it can be helpful to have a second person review financial reports and transactions to catch any mistakes that may have been missed.

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Advertising

Information And Communication Technology (ict)

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Pergunta 10 Relatório

A group of companies is a collection of?

subsidiaries and their holding company Resposta correta

firms

associates and their holding company

industries

Detalhes da Resposta

A group of companies is a collection of firms that are related to each other in some way, usually through ownership or control. This can include a holding company and its subsidiaries, as well as associates and their holding company. The companies within a group often have common goals and may work together to achieve them. By grouping together, companies can share resources, expertise, and expenses, which can lead to efficiencies and cost savings. Additionally, a group of companies may have a stronger market position than any of its individual members, which can be advantageous in a competitive industry.

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Pergunta 11 Relatório

Which is the fastest means of transportation?

Water

air Resposta correta

rail

Road

Detalhes da Resposta

In general, air transportation is the fastest means of transportation. This is because airplanes can travel at extremely high speeds, reaching hundreds of miles per hour. In comparison, water transportation such as boats and ships typically move at much slower speeds due to resistance from the water. Similarly, rail and road transportation are also limited by factors such as traffic, terrain, and speed limits. Of course, there are exceptions to this rule. For example, in certain situations such as traveling short distances or in congested urban areas, road transportation may actually be the fastest option. And while air transportation may be the fastest in terms of raw speed, it can be limited by factors such as security checks, boarding procedures, and delays due to weather conditions. Overall, while there are many factors to consider, in terms of pure speed, air transportation is typically the fastest means of getting from one place to another.

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Transport, Tourism, Communication And Warehousing

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Pergunta 12 Relatório

One of the obstacles to achieving the objectives of ECOWAS is?

lack of a common currency

colonial linkages

sovereignty of state

language difference Resposta correta

Detalhes da Resposta

One of the obstacles to achieving the objectives of ECOWAS is the issue of language differences. ECOWAS, which stands for the Economic Community of West African States, is a regional economic organization made up of fifteen West African countries. Its primary goal is to promote economic cooperation and integration among member states, with the aim of creating a unified economic market in the region. However, one major obstacle to achieving this goal is the language differences among member states. West Africa is a linguistically diverse region, with over 2,000 different languages spoken. English, French, and Portuguese are the three official languages of ECOWAS, but many other languages are also spoken in the region. This diversity in languages creates communication challenges for member states, which can make it difficult to coordinate and implement policies and initiatives. It also makes it harder to build a shared regional identity and culture, which is a key component of creating a unified economic market. In conclusion, language differences are an obstacle to achieving the objectives of ECOWAS, as they can hinder communication, coordination, and the development of a shared regional identity.

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Economic Groupings

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Pergunta 13 Relatório

The act of selling in a foreign market at a price lower than the cost price is called

Dumping

Resposta correta

hedging

fair trading

under sale

Detalhes da Resposta

The act of selling in a foreign market at a price lower than the cost price is called "dumping". This means that a company is selling its products in another country at a price that is below the cost of production, or below the price that it charges in its home market. Dumping is often used as a strategy by companies to gain a foothold in a new market or to increase their market share. However, it can be harmful to the local businesses in the foreign market because they may not be able to compete with the low prices of the dumped products. In some cases, dumping can also be illegal under international trade laws. To summarize, dumping is the act of selling products in a foreign market at a price that is lower than the cost of production, which can harm local businesses and may be illegal under international trade laws.

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Commerce

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Pergunta 14 Relatório

When does production ends?

When the goods are distributed to the wholesalers

When the goods reaches the retailer

When the goods reaches the final consumers Resposta correta

When the goods are fully packaged

Detalhes da Resposta

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Occupation

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Pergunta 15 Relatório

In the law of contact, a counter offer operates as

A contact

an acceptance

a rejection

a rejection. Resposta correta

Detalhes da Resposta

A counter offer operates as a rejection. In the law of contract, a counter offer is a response to an original offer that changes the terms of the agreement. It acts as a rejection of the original offer and a new offer from the person making the counter offer. Until the new offer is accepted, there is no contract. So, if you receive a counter offer, it means that the person you made the original offer to is not accepting it as it is, but instead, they are proposing new terms for the agreement.

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Pergunta 16 Relatório

Excise duties are paid on goods that are?

imported into the country

manufactured within the country Resposta correta

exported to other countries

kept in bonded warehouse

Detalhes da Resposta

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Pergunta 17 Relatório

Taking a new product to a particular part of the country to test the reaction of consumers to the product is referred to as?

sales promotion Resposta correta

sampling

merchandising

advertising

Detalhes da Resposta

The term used to describe taking a new product to a particular part of the country to test the reaction of consumers to the product is Sampling. Sampling involves offering a limited number of products to potential customers for free or at a reduced price, in order to gauge their interest and get feedback on the product. This allows companies to test their products in a particular market before committing to a full-scale launch. Sales promotion refers to short-term incentives that encourage customers to make a purchase, such as discounts or special offers. Merchandising refers to the process of displaying and promoting products in a retail store or other sales environment. Advertising refers to the use of various media, such as television, radio, print, and online, to promote a product or service to a large audience.

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Purchase And Sale Of Goods

Occupation

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Pergunta 18 Relatório

The main objective of corporate mergers is to?

minimize the effect of taxation

increase financial advantage

facilitate profit maximization

enhance economies of scale Resposta correta

Detalhes da Resposta

The main objective of corporate mergers is to enhance economies of scale. When companies merge, they can combine their resources, reduce duplication of efforts, and operate more efficiently. This can lead to cost savings, improved productivity, and increased profitability. By merging, companies can also expand their market share, increase their bargaining power, and access new technologies or products. While mergers can also provide financial advantages, such as increased revenue or reduced costs, the primary goal is to create a stronger, more competitive business entity through economies of scale.

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Pergunta 19 Relatório

A company which issues a promissory note in lieu of payment for goods purchased

Is not bound to renew the note before payment

Can return the goods purchased and refuse to pay

Can refuse to pay on due date since it is only a promise

Is bound to redeem the note for cash on due date Resposta correta

Detalhes da Resposta

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Purchase And Sale Of Goods

Commerce

Trade

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Pergunta 20 Relatório

An organization which focuses on consumers satisfaction is practicing

Marketing concepts Resposta correta

Selling concepts

Consumerism

Market segmentation

Detalhes da Resposta

The organization that focuses on consumer satisfaction is practicing the marketing concept. The marketing concept is a business philosophy that emphasizes meeting the needs and wants of customers while achieving the organization's goals. It involves researching and understanding the needs of target customers, developing products and services that meet those needs, and then promoting and distributing those products effectively. By focusing on consumer satisfaction, the organization is prioritizing the customer's needs and aiming to provide them with the best possible experience. This approach is in contrast to the selling concept, which focuses more on pushing products onto customers regardless of their needs or wants. Similarly, consumerism is a social movement that advocates for the rights and protection of consumers, while market segmentation is a strategy of dividing a market into smaller groups of customers with similar needs and characteristics for targeted marketing efforts.

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Elements Of Marketing

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Pergunta 21 Relatório

A chamber of commerce is an association made up of?

merchants

manufacturers

entrepreneurs Resposta correta

importers

Detalhes da Resposta

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Commerce

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Pergunta 22 Relatório

A disadvantage of personal selling is that it

Increase a company’s number of customers

Reduces a company area of patronage

Increases a company’s operating costs Resposta correta

Decreases a company’s operating costs

Detalhes da Resposta

A disadvantage of personal selling is that it increases a company's operating costs. Personal selling involves hiring salespeople to interact directly with potential customers, which requires the company to pay for their salaries, commissions, training, travel expenses, and other related costs. Compared to other forms of marketing such as advertising or digital marketing, personal selling can be more expensive and time-consuming. Additionally, personal selling may not always guarantee a sale, which can lead to lower returns on investment for the company.

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Elements Of Marketing

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Pergunta 23 Relatório

When does the buyer in a hire purchase becomes the owner of the goods?

When all installments have been fully paid Resposta correta

After payment of the first installment

Before the payment of the first installment

When half of the purchased price has been paid

Detalhes da Resposta

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Pergunta 24 Relatório

Chinyere agreed to make a dress for Halima with September 20, 1995 as the delivery date. If the dress was not ready at that date, Halima could

Seize another gown from Chinyere’s shop

Regard the contract between them as terminated Resposta correta

Sue Chinyere for specific performance

Sue Chinyere for damages

Detalhes da Resposta

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Legal Aspects Of Business

Legal Aspect Of Business

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Pergunta 25 Relatório

Given

	N
sales	15,000
opening stock	5,600
purchase	9,700
closing stock	4,400
gross profit	4,500
net profit	2,000

What is the rate of turnover from the table?

3.50 times

3.00 times

2.00 times

2.18 Resposta correta

Detalhes da Resposta

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Pergunta 26 Relatório

Goods and services are made available to consumers through

The advertising agency

Sales promotion

The channel of distribution Resposta correta

The middle men

Detalhes da Resposta

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Purchase And Sale Of Goods

Commerce

Occupation

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Pergunta 27 Relatório

What is the difference between current assets and current liabilities?

Working capital Resposta correta

nominal capital

capital employed

issued capital

Detalhes da Resposta

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Commerce

Production

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Pergunta 28 Relatório

The elements in marketing mix that ensures goods are available when and where needed is

Promotion

price

product

place Resposta correta

Detalhes da Resposta

The element in the marketing mix that ensures goods are available when and where needed is "place". In marketing, "place" refers to the distribution of a product to its customers. It involves making the product available in the right location, at the right time and in the right quantity to meet customer demand. For example, if a customer wants to buy a specific product, they expect to find it easily in a store near them, and not have to go out of their way to find it. This means that the product needs to be available in multiple retail locations, and be restocked regularly to ensure it is always in stock when a customer wants to purchase it. In summary, the "place" element of the marketing mix involves ensuring that the product is distributed effectively to meet customer demand, and making it available at the right place, at the right time, and in the right quantity.

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Elements Of Marketing

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Pergunta 29 Relatório

From which of the following sources can partnership increase their capital?

Sales of shares

Admission of new partners Resposta correta

Discharge of mortgage

Grants from relatives

Detalhes da Resposta

Partnership can increase their capital through the admission of new partners and the sales of shares. When a new partner joins the partnership, they bring in additional capital, which increases the overall capital of the partnership. Similarly, when shares in the partnership are sold, it generates additional capital which also increases the total capital of the partnership. Discharging a mortgage or receiving grants from relatives may not directly increase the capital of the partnership, but they can improve the financial position of the partnership and make it easier for the partnership to raise capital in other ways.

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Transport, Tourism, Communication And Warehousing

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Pergunta 30 Relatório

A form of ownership which exploits the strenght of one partner to remedy the weakness of the other is the?

joint partnership Resposta correta

cooperative

corporation

joint venture

Detalhes da Resposta

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Pergunta 31 Relatório

The agency in Nigeria which ensures that products conform with government quality specifications is the?

standard organisation of Nigeria Resposta correta

Nigeria consumer association

manufacturers association of Nigeria

Nigeria chambers of commerce

Detalhes da Resposta

The agency in Nigeria that ensures that products conform with government quality specifications is the Standard Organisation of Nigeria (SON). The Standard Organisation of Nigeria is a regulatory body that is responsible for setting standards for products, services, and systems in Nigeria. They ensure that products meet the required quality specifications and are safe for consumers to use. SON is tasked with the responsibility of inspecting goods produced both locally and imported into Nigeria to make sure that they meet the quality and safety standards set by the Nigerian government. In summary, if you want to make sure that a product you're buying or producing meets the required quality standards in Nigeria, the agency to contact is the Standard Organisation of Nigeria (SON).

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Commerce

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Pergunta 32 Relatório

Why will a cheque be dishonored?

Regular signature

high amount of money written on the cheque

insufficient funds Resposta correta

general crossing

Detalhes da Resposta

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Purchase And Sale Of Goods

Commerce

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Pergunta 33 Relatório

Privatization is

Transfer of ownership from individual to government

Transfer of ownership from government to stakeholders

Transfer of ownership from government to individuals Resposta correta

Government taking charge of all businesses

Detalhes da Resposta

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Commerce

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Pergunta 34 Relatório

Trade fairs in Nigeria are organized by

Ministry of Commerce and Industry

Chambers of Commerce Resposta correta

The Federal Government

Manufacturer’s Association of Nigeria

Detalhes da Resposta

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Trade

Commerce

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Pergunta 35 Relatório

When it becomes necessary to liquidate a company, the first step to be taken is the appointment of a?

a receiver

an auditor

an account

a liquidator Resposta correta

Detalhes da Resposta

When a company needs to be liquidated, the first step is to appoint a liquidator. A liquidator is a professional who is responsible for managing the process of closing down the company, selling its assets, and distributing the proceeds to the creditors and shareholders. The liquidator's primary goal is to ensure that the assets of the company are sold for the best possible price, and that the proceeds are distributed fairly among the company's creditors and shareholders. The liquidator is typically appointed by the court, although in some cases, the company's directors or shareholders may appoint a liquidator voluntarily. Once appointed, the liquidator takes over the management of the company and has the power to sell its assets, settle its debts, and distribute any remaining funds to the shareholders. In summary, when a company needs to be liquidated, the first step is to appoint a liquidator who will manage the process of selling its assets and distributing the proceeds to its creditors and shareholders.

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Pergunta 36 Relatório

The main objective of a trade association can best be described as promoting and protecting ?

the product

common interest Resposta correta

the market

customer's interest

Detalhes da Resposta

The main objective of a trade association can best be described as promoting and protecting the common interest. A trade association is a group of companies or businesses in a specific industry that come together to achieve a common goal. The main objective of a trade association is to promote and protect the interests of its members and the industry as a whole. This can include activities such as advocating for favorable regulations, promoting the industry to the public, and improving the overall business climate for its members. By working together, the members of a trade association can have a greater impact and influence on the industry and the market. This can lead to increased profitability and success for individual companies, as well as the industry as a whole. In simple terms, a trade association helps to bring together businesses in a specific industry to work towards common goals and promote the overall success of the industry.

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Trade Associations

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Pergunta 37 Relatório

One of the criteria for differenciating consumer markets from industrial ones is the?

type of demand

type of supply

nature of service rendered Resposta correta

price of the goods

Detalhes da Resposta

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Occupation

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Pergunta 38 Relatório

Current account holders withdraw money through

Credit card

Cheque Resposta correta

Transfer

Withdrawal form

Detalhes da Resposta

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Production

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Pergunta 39 Relatório

Distribution of goods belongs to

Construction industry

manufacturing industry

extractive industry

commercial industry Resposta correta

Detalhes da Resposta

The distribution of goods generally belongs to the commercial industry. The commercial industry involves businesses that buy and sell goods to make a profit. These businesses can be wholesalers, retailers, or online stores. When goods are produced by the manufacturing, extractive, or construction industries, they are then sold to commercial businesses who distribute them to the end-users or customers. For example, when a car is manufactured in a factory, it is sold to a dealership or a distributor, who then sells it to the end-user or customer. Similarly, when a farmer grows vegetables, they sell their produce to a grocery store or a food distributor, who then sells the vegetables to the end-users or customers. Therefore, the commercial industry is responsible for the distribution of goods to the end-users or customers.

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Occupation

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Pergunta 40 Relatório

The three components of staffing are?

recruitment, interview and appointment

recruitment, selection and placement Resposta correta

recruitment, test and placement

recruitment, procurement and appointment

Detalhes da Resposta

The three components of staffing are recruitment, selection, and placement. Recruitment involves the process of identifying and attracting qualified individuals to apply for a job vacancy. This can be done through advertising, job fairs, and networking. The goal is to create a pool of potential candidates. Selection involves the process of evaluating the pool of candidates and determining which ones have the necessary qualifications, skills, and experience to perform the job. This can involve various methods such as interviews, tests, and reference checks. Placement involves the process of assigning the selected candidate to the job for which they were hired. This can involve orientation and training to ensure that the candidate is equipped to perform the job successfully. The goal is to ensure that the candidate is a good fit for the organization and can contribute to its success. Overall, these three components are critical for ensuring that an organization has the right people in the right positions to achieve its goals.

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Occupation

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