Banking Applications
Gbogbo ọrọ náà
Most people now manage their money without ever entering a bank. Cash comes out of a machine in the wall at midnight, a salary appears in an account on payday, a tap of a card pays for lunch, and a phone moves money across the world in seconds. Behind all of this is ICT: automatic teller machines, electronic funds transfer, chip and PIN cards and internet banking have completely changed how banking works.
This lesson explains how these banking technologies operate, what checks happen behind the scenes, and how money moves between accounts without any cash actually being carried. You will compare the methods fairly, weighing speed, security, convenience and cost, which is exactly the balanced judgement Cambridge expects when it asks about the characteristics, uses, advantages and disadvantages of banking applications.
Ebumnobi
- Banking applications.
- Characteristics, uses, advantages and disadvantages of Automatic Teller Machines (ATM) including: withdrawing cash, depositing cash or cheques, checking account balance, mini statements, bill paying, money transfers Characteristics, uses, advantages and disadvantages of Electronic Funds Transfer (EFT), credit/debit card transactions, cheques, internet banking.
Akọmọ Ojú-ẹkọ
Ọ dị na ngwa Green Bridge
Budata ngwa Green Bridge CBT na ekwentị maọbụ kọmputa gị iji nweta akwụkwọ ndụmọdụ zuru oke, ajụjụ mmụta, na ndị ọzọ.
Ayẹwo Ẹkọ
Ekele diri gi maka imecha ihe karịrị na Banking Applications. Ugbu a na ị na-enyochakwa isi echiche na echiche ndị dị mkpa, ọ bụ oge iji nwalee ihe ị ma. Ngwa a na-enye ụdị ajụjụ ọmụmụ dị iche iche emebere iji kwado nghọta gị wee nyere gị aka ịmata otú ị ghọtara ihe ndị a kụziri.
Ị ga-ahụ ngwakọta nke ụdị ajụjụ dị iche iche, gụnyere ajụjụ chọrọ ịhọrọ otu n’ime ọtụtụ azịza, ajụjụ chọrọ mkpirisi azịza, na ajụjụ ede ede. A na-arụpụta ajụjụ ọ bụla nke ọma iji nwalee akụkụ dị iche iche nke ihe ọmụma gị na nkà nke ịtụgharị uche.
Jiri akụkụ a nke nyocha ka ohere iji kụziere ihe ị matara banyere isiokwu ahụ ma chọpụta ebe ọ bụla ị nwere ike ịchọ ọmụmụ ihe ọzọ. Ekwela ka nsogbu ọ bụla ị na-eche ihu mee ka ị daa mba; kama, lee ha anya dị ka ohere maka ịzụlite onwe gị na imeziwanye.
- In electronic funds transfer (EFT), money is moved by: A. Physically carrying cash between banks B. Changing the records in the banks' computers C. Posting a cheque D. Using an ATM only Answer: B
- Which check is NOT normally made when withdrawing cash from an ATM? A. Whether the PIN is correct B. Whether the card is stolen C. Whether there are sufficient funds D. The customer's shoe size Answer: D
- Paying for goods in a shop using a card is a form of EFT known as: A. OCR B. EFTPOS C. Internet banking D. A mini statement Answer: B
- An advantage of a debit card over a credit card is that: A. It always offers more customer protection B. It can build up an interest-free loan C. Money comes from your own account so no interest is charged D. It is accepted in more countries Answer: C
- In the modern cheque clearing system, the printed details on a cheque are read using: A. EFT B. OCR software C. Chip and PIN D. A magnetic stripe Answer: B
Ọ dị na ngwa Green Bridge
Budata ngwa Green Bridge CBT na ekwentị maọbụ kọmputa gị iji nweta akwụkwọ ndụmọdụ zuru oke, ajụjụ mmụta, na ndị ọzọ.
Ọ dị na ngwa Green Bridge
Budata ngwa Green Bridge CBT na ekwentị maọbụ kọmputa gị iji nweta akwụkwọ ndụmọdụ zuru oke, ajụjụ mmụta, na ndị ọzọ.
Àwọn Ìwé Tó Dáa Láti Kà
Meecha Ajụjụ Ule Ọmarịcha
Ị chọrọ ime ajụjụ ule ọmarịcha gbasara Banking Applications? Budata ngwa Green Bridge CBT iji nweta ajụjụ ule ọmarịcha na nyocha zuru ezu gbasara isiokwu a.
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Ihe nile ichoro iji nwee ihe ịga nke ọma na JAMB, WAEC & NECO.
