Sources Of Finance
Gbogbo ọrọ náà
A printer in Chittagong needs 900,000 taka for a new press that will last eight years. His bank offers an overdraft on the spot and a term loan in three weeks. He takes the overdraft because he needs the press now. Fourteen months later the bank asks for the overdraft back, as it is entitled to do at any time, and he has to sell the press at a loss to repay it. The press was a good decision. The money used to buy it was the wrong money.
This lesson is about choosing the right money. You will learn the internal and external sources the specification names, from retained profit and selling unwanted assets through loans, overdrafts, trade credit, share issues, crowdfunding and grants, and what each one costs beyond its interest rate. You will learn the single rule that prevents most financing disasters, which is to match how long you need the money for to how long the source lasts, and you will practise judging which source suits a new business and which suits an established one. Finance questions are where the 12-mark Recommend items live, so this is a topic worth being fluent in.
Ebumnobi
- Methods businesses use to raise finance.
- Appropriateness of sources of finance.
Maapụ uche
E seela isiokwu a ka ị hụ otu echiche si ejikọta.
Mepee maapụ uche na ngwa
Akwụkwọ Ọmụmụ
Ndetu Nkuzi Zuru Ezu di na Ngwa Green Bridge
Nweta ngwa Green Bridge CBT na ekwenti gi ma o bu kompiuta maka ulo akwukwo IGCSE zuru oke: akwukwo ule ndi gara aga, usoro nyocha, eserese uche, kaadi omumu na nkuzi olu.
Nnyocha Ọmụmụ
Ekele diri gi maka imecha ihe karịrị na Sources Of Finance. Ugbu a na ị na-enyochakwa isi echiche na echiche ndị dị mkpa, ọ bụ oge iji nwalee ihe ị ma. Ngwa a na-enye ụdị ajụjụ ọmụmụ dị iche iche emebere iji kwado nghọta gị wee nyere gị aka ịmata otú ị ghọtara ihe ndị a kụziri.
Ị ga-ahụ ngwakọta nke ụdị ajụjụ dị iche iche, gụnyere ajụjụ chọrọ ịhọrọ otu n’ime ọtụtụ azịza, ajụjụ chọrọ mkpirisi azịza, na ajụjụ ede ede. A na-arụpụta ajụjụ ọ bụla nke ọma iji nwalee akụkụ dị iche iche nke ihe ọmụma gị na nkà nke ịtụgharị uche.
Jiri akụkụ a nke nyocha ka ohere iji kụziere ihe ị matara banyere isiokwu ahụ ma chọpụta ebe ọ bụla ị nwere ike ịchọ ọmụmụ ihe ọzọ. Ekwela ka nsogbu ọ bụla ị na-eche ihu mee ka ị daa mba; kama, lee ha anya dị ka ohere maka ịzụlite onwe gị na imeziwanye.
- Which one of the following is an internal source of finance? A. A bank overdraft B. Retained profit C. Trade credit D. A government grant Answer: B
- Which source of finance is repayable on demand and therefore unsuitable for buying long-lived machinery? A. A mortgage B. A bank loan C. An overdraft D. Retained profit Answer: C
- A business borrows 250,000 dollars at 9 per cent a year, charged on the full amount borrowed. How much interest does it pay in one year? A. 2,250 dollars B. 22,500 dollars C. 27,750 dollars D. 225,000 dollars Answer: B
- Which one of the following can NOT issue shares to raise finance? A. A public limited company B. A private limited company C. A sole trader D. A company listed on a stock exchange Answer: C
- Which one of the following is a drawback of raising finance through a new share issue? A. Interest must be paid every year B. The money must be repaid within five years C. Existing owners give up part of the ownership and control D. Security has to be provided to the lender Answer: C
Rue ajuju ndi a n'ime ngwa ahu
Rue ajuju ndi a n'ime ngwa ahu
Akwụkwọ A Na-atụ Aro
Meecha Ajụjụ Ule Ọmarịcha
Ị chọrọ ime ajụjụ ule ọmarịcha gbasara Sources Of Finance? Budata ngwa Green Bridge CBT iji nweta ajụjụ ule ọmarịcha na nyocha zuru ezu gbasara isiokwu a.
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